Get Free Expert Advice & More Medicare Coverage

We offer Medicare Plans that help cover most, if not all, of your healthcare costs.  If you are turning 65 and need to enroll in Medicare, or are already enrolled in a Medicare Plan, but would like to explore additional Medicare coverage options, we can help.  Our senior planning experts have 30+ years of experience and will work with you to guide you through the many options you have as a Medicare recipient.  What is our main goal?  To simplify the process and help you find the right Medicare option that saves you the most on your healthcare and prescription drug costs.

And, we work with many of the top rated Medicare carriers in the market, which allows us to take an unbiased approach in finding solutions that work for you.

Our Medicare Insurance Options

 Click the toggles (+/-) to learn more about the various types of Medicare Insurance we offer.

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare.  Most Medicare Advantage Plans offer prescription drug coverage.

Medicare Supplements (also known as Medigap) pays benefits in addition to your original Medicare and help to pay for your out-of-pocket healthcare costs such as co-pays, hospital visits, doctor’s office visits and more.  Medicare recipients can literally save thousands of dollars if they have the right Medigap plan in place. While most Medigap plans work much like a regular PPO, it can be difficult to select the right plan.  We can help you understand and sort through the maze of options to secure the plan that best fits your healthcare needs and budget.

Note you must be enrolled in Medicare to purchase a Medicare Supplement.  While you can buy a Supplement at any time of the year, it’s advantageous to do so during open enrollment to skip medical underwriting.

Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

When Can You Sign Up For Medicare?

To sign up for Medicare Parts A & B, most will have a 7 month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.

When open enrollment is closed, there are special circumstances in which one may qualify to enroll outside of the enrollment period. Listed below are the qualifying events:

  • You are turning 65
  • You move to a new area that is not in your current plan’s service area
  • Recently moved back to the US
  • You lose your current coverage (either Group or Medicaid)
  • You now need a SNP (Special Needs Plan) or you no longer need a SNP
  • Medicare is complex. We suggest you call our office for more information.

OPEN ENROLLMENT
OCT 15 – DEC 7TH
(*for Part C & D Plans Only)

Instant Quotes

CALL (512) 329-0108 or
SUBMIT QUOTE REQUEST

    Your Name (required)

    Email (required)

    Your Phone (required)

    Full Address

    Desired Coverage(s)

    Medicare SupplementAdvantage PlanPart D (Prescription)

    IMPORTANT MEDICARE DISCLAIMER:  We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

    Other Disclaimers:

    Benefits:  The benefit information provided herein is a brief summary, not a comprehensive description of benefits and may contain inaccuracies. For more information contact the plan. Limitations, copayments, and restrictions may apply.
    Agent:  Southerland & Associates is a licensed insurance agency authorized to market Medicare health plans.  This is a solicitation for insurance.  Please note you have no guarantee issue. Offerings of insurance are made based only on submitted applications.

    Neither Southerland & Associates, nor its agents, are connected with the Federal Medicare program.

    *NOTE:  Open enrollment applies only to Medicare Advantage and Part D Plans.  Medicare Supplements can be purchased at any time of the year.

    Don’t see the coverage you are looking for?  Give us a call at (512) 329-0108 or contact us below.
    We can tailor coverage to fit any need.

    CONTACT US